Domestic

PASHA Insurance has started to offer medical insurance to tourists traveling within Azerbaijan which is very new initiative in local insurance market.

Now, both residents and non-residents of Azerbaijan who will be traveling in different parts of the country can benefit from medical insurance. In case of an accident, insured persons will be provided with following services.

The mentioned services are included in the coverage depending on the insurance tariff.

•Ambulance 

• Urgent vaccination

• Inpatient treatment

• COVID-19 coverage

• 24/7 ambulance service

• Emergency medical transport and evacuation

• On-site operative medical care in case of surgical diseases and traumas

• Hospitalization with initial examination and diagnostics and doctor's observation at the relevant medical institution

• Provision of medicines during inpatient treatment

• Outpatient outpatient treatment

• Provision of medicines during outpatient outpatient treatment

To benefit from medical insurance, customers can approach clinics located in following cities/towns/villages; Sumgayit, Ganja, Nakhchivan, Gabala, Barda, Khachmaz, Mingachevir, Gusar, Lankaran, Tovuz.

Internal Travel Insurance Extreme package

Internal Travel Insurance Premium package all coverage and in addition:

• Hunting, alpinism, soaring, caving, sky diving, under water sports, winter sports, rugby, polo, martial arts, motorcycling and horse race, water skiing, any sports competition or trainings for such competitions and other extreme sport types.

EXCLUSİONS FROM COVERAGE

If other is not specified by the agreement

• Emergency situation, wars, military conflicts, revolutions, riots, revolts, natural disasters, nuclear explosion, traumatic injuries as a result of radioactive radiation and other cases; chronic and acute radiation disease, etc.;
• Suicide attempt, illegal acts, including, the diseases and damages resulting from intentional self-injury;
• Preventive examinations for medical certificate issuance (traveling abroad, employment, enrolling for a higher school, to get weapon carry license and other purposes);
• Substance abuse, alcoholism, drug abuse, examination and treatment of any case arising out of these conditions;
• Tuberculosis, all types of systematic diseases (collagen disease, sarcoidosis, mucoviscidosis, etc.); occupational diseases stipulated by the legislation of the Azerbaijan Republic;
• Examination and treatment of sexually transmitted diseases and venereal diseases (AIDS, acquired immune deficiency infections, mycoplasma, chlamydia, urea plasma, cytomegalovirus, herpetic infections etc.);
• Dermatological diseases (papilloma, wart, pustules, alopecia, seborrhea, psoriasis, chloasma, vitiligo); examination and treatment of cosmetic defects;
• Services of a psychologist, psychotherapist, psychoanalyst, extrasensory perception expert, narcologist and sexual health expert, treatment of mental illnesses and severe nervous breakdowns; epilepsy and complications in consequence thereof;
• Congenital and hereditary pathologies, although revealed after insurance coverage date, body deformities and also, treatment of pathological spinal deformities;
• Family planning, examination and treatment of infertility, contraception, induced abortion, pregnancy and birth after IVF, sexual dysfunctions and any diseases arising thereout;
• Plastic and cosmetic treatment/surgeries, reconstructive surgery; surgical correction of deviated nasal septum;
• Transplantation, implantation, all types of prosthetics and medical equipment, orthopedic surgery and all auxiliary medical tooling, supplies and artificial devices for an orthopedic surgeon;
• Surgical treatment of vision impairment and correction via special equipment, treatments conducted in connection therewith and for determination of working capacity; surgical correction of refractive errors, such as astigmatism, myopia, presbyopia, hypermetropia and  ametropia including laser treatment; supply of contact lenses and glasses
• Treatment of periodontitis; cosmetic dentistry, dental calculus removal, fluoride varnishing of teeth and tooth bleaching; correction of orthodontic defects, dental prosthetic appliance;
• Cardio-vascular diseases requiring surgical treatment, invasive cardiology all types of circulatory collapse as well as varix dilatation of lower extremities;
• Any kind of malignant oncological diseases or the cases considered a transition stage to these diseases, oncological blood diseases;
• All types of hepatitis and its complications ;        
• Diabetes and its complications (microangiopathy, retinopathy, etc.);
• Examination and treatment in specialized state medical institutions under special circumstances (infectious diseases, intoxication, burns, etc.);
• Examination and treatment of extremely dangerous infections (avian influenza, swine influenza, Ebola hemorrhagic fever, yellow fever, etc.);
• Obesity, problems associated with weight deviations due to metabolic disorder;
• Examination and treatment of irregular menstrual cycles and other dysfunctions for more than 6 (six) month;
• Chronic renal and liver insufficiency, extra-corporal treatment methods (plasmapheresis, hemodialysis, hemosorption, ozone therapeutics, ultraviolet blood irradiation);
• In-patient treatment for more than 90 days a year during the effective period of the agreement; parents stay in hospital with children during in-patient treatment;
• Insurance of newborns before their 40 (forty) days
• All kinds of rehabilitation measures, over 10 sessions of physiotherapy, over 10 sessions of massage (if other is not specified by the coverage);
• Any treatment or pharmaceuticals prescribed for preventive care; examination of immunological status (immunogram);
• Diseases occurring prior to commencement of the insurance agreement
• Chronic diseases, except for complications;
• Medicines, unlicensed by the Ministry of Health of the Azerbaijan Republic; food supplement, homeopathic remedies, lacquer, shampoo and cosmestic remedies; immunomodulators; long-term prescription drugs intended for more than one month treatment are not given in full at one time, but for one month;
• Types of examination and treatment, which are considered by Insurer as experimental and alternative subject to the experience acquired in Azerbaijan, examination and treatment methods unl.

1. Insurance amount for "Premium" package: 10.000 AZN 

2. Insurance amount for "Extreme" package: 15.000 AZN

In the event of an insurance case, we kindly ask you to call the following number 

+994 12 598 28 89/90

+994 50 255 75 70