OK 500 500₼ Annual | OK 900 Popular900₼ Annual | OK 1900 1900₼ Annual | OK 3000 3000₼ Annual | |
|---|---|---|---|---|
| Coverage amount | 5000 ₼ | 10 000 ₼ | 20 000 ₼ | 30 000 ₼ |
| Unofficial repair service | 500 ₼ | 900 ₼ | 1900 ₼ | 2900 ₼ |
| Official repair service | 550 ₼ | 1000 ₼ | 2000 ₼ | 3000 ₼ |
| Minimum price of a car | 25 000-50 000 ₼ | 50 000- 100 000 ₼ | 100 000- 200 000 ₼ | 200 000 - 300 000 ₼ |
Standard 25₼ Annual | Premium Most popular75₼ Annual | PASHA Ladies 35₼ Annual | |
|---|---|---|---|
| Application of the unconditional deductible when the insured is not at fault. | |||
| Evacuation service | 2 times | 3 times | 2 times |
| Up to 10-month installment payments regardless of the vehicle’s value. | |||
| Partial payment based on the value of the car | |||
| Taxi service | 14 days | 14 days |
Optimal CASCO
With Optimal CASCO, you can enhance your coverage by paying an additional insurance premium.
Third-Party Liability Coverage
| Coverage Limit | Premium |
|---|---|
| 10,000 AZN | 40 AZN |
| 15,000 AZN | 55 AZN |
| 20,000 AZN | 70 AZN |
| 25,000 AZN | 80 AZN |
| 50,000 AZN | 110 AZN |
| 100,000 AZN | 160 AZN |
Personal Accident Insurance for Driver and Passengers
Covers injuries or loss of life for the driver and passengers in case of an accident
| Coverage Limit | Premium |
|---|---|
| 5,000 AZN | 6 AZN |
| 10,000 AZN | 12 AZN |
| 15,000 AZN | 18 AZN |
| 20,000 AZN | 24 AZN |
| 25,000 AZN | 30 AZN |
To benefit from repair services at official service centers, the customer's vehicle must be 5 years old or less, and an additional payment of 50 to 100 AZN must be made on top of the insurance premium. Specifically:
- If the customer has coverage of 2,000 AZN, they must pay an insurance premium of 300 AZN instead of 250 AZN to use official service center repairs.
- If the customer has coverage of 5,000 AZN, they must pay 550 AZN instead of 500 AZN for official service center repairs.
- If the customer has coverage of 10,000 AZN, they must pay 1,000 AZN instead of 900 AZN for official service center repairs.
- If the customer has coverage of 20,000 AZN, they must pay 2,000 AZN instead of 1,900 AZN for official service center repairs.
The Optimal KASKO product has 4 packages depending on the insurance premium and coverage:
- Insurance coverage of 2,000 AZN. In this case:
Insurance premium is 250 AZN with repair service at a non-official service center.
Insurance premium is 300 AZN with repair service at an official service center.
- Insurance coverage of 5,000 AZN. In this case:
Insurance premium is 500 AZN with repair service at a non-official service center.
Insurance premium is 550 AZN with repair service at an official service center.
- Insurance coverage of 10,000 AZN. In this case:
Insurance premium is 900 AZN with repair service at a non-official service center.
Insurance premium is 1,000 AZN with repair service at an official service center.
- Insurance coverage of 20,000 AZN. In this case:
Insurance premium is 1,900 AZN with repair service at a non-official service center.
Insurance premium is 2,000 AZN with repair service at an official service center.
The Optimal CASCO product allows repairs at both official and non-official service centers, regardless of the insurance amount.
