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"Alternativ" Health Insurance for Entrepreneurs
This health insurance product is designed for SME businesses. It is a standard coverage product that enables quick offer preparation for clients.
Insurance programs
An insurance program is the overall plan and structure of health insurance packages offered by a company to its employees. The "Alternative" product includes 4 programs.
Basic
Classic
Silver
Gold
Emergency medical aid
In-patient care
Out-patient care
Physiotherapy

10 procedures per person

10 procedures per person

10 procedures per person

10 procedures per person

Medical indicated massage

10 procedures per person

10 procedures per person

10 procedures per person

10 procedures per person

Surgical treatment of oncological diseases
Medicine supply for out-patient care

200 AZN per person

400 AZN per person

600 AZN per person

Routine dental care

200 AZN per person

400 AZN per person

600 AZN per person

Annual medical check-up (once per insurance period)
Diagnostic and treatment of diseases occurring prior to commencement of the insurance agreement (pre-existing conditions) and chronic diseases
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Your insurance in your phone!
Download our mobile app and manage your insurance effortlessly from your phone.
Frequently Asked Questions
Got questions? We’ve got answers.
What documents are required when going to the hospital?

An identity document and a health insurance card.



How can I request emergency medical assistance?

You can call *7000 or request emergency assistance through the "PASHA Insurance" mobile app.



How can I get information about doctors working with insurance?

When booking an appointment through the "PASHA Insurance" mobile app, you can view the list of doctors covered by the insurance.



How and where can I get medications?

With a prescription from a doctor you visited under your insurance, you can go to partner pharmacies or order from the online pharmacy service. Pharmacy list: https://pasha-insurance.az/az/aptek-ve-optika



What is a deductible amount?

The deductible is the portion of loss or damage not covered by insurance and is the responsibility of the insured person.



When can I use physiotherapy and therapeutic massage services?

Only if you have a referral from a doctor consulted under your insurance.


Which clinics provide services under the insurance?

You can receive services at leading private clinics and medical institutions partnered with PASHA Insurance. The list of clinics and pharmacies is available in the mobile app or via this link: https://www.pasha-insurance.az/az/tibbi-xidmetler/klinikalar