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27

The fire destroyed the furniture

002Owners of private residences are well familiar with the feeling of concern for the safety of their property. Most of all, perhaps, they are afraid of two things - burglars and fire. Huge amounts of money are spent on the installation of fire alarm and fire suppression systems, but sometimes these measures are not enough.

Owners of a small cottage in the town of Guba built their house for several years – the whole amount was too high to pay at once. They have invested all of their available funds to the construction of this house – moreover, they have invested emotionally. Finally, the building was completed. Housewarming was celebrated in August 2011, and exactly a year later – on August 14, 2012 - there was a fire in the house. The owners looked desperately as the fire burned down the results of their efforts over many years. By the time, the firefighters arrived the fire destroyed most of the furniture and interior of the house due to the predominance of wood finishing in the interior. The stone walls of the house did not suffer much, but the house looked demolished.

After the fire was extinguished, the firefighters asked whether the house was insured. Only then the owners remembered that the previous year they purchased insurance policy for private property at PASHA Insurance. Fortunately, the contract was valid for another month. The situation stoped to seem so frustrating after this news. Obviously, there was a need to re-design the house, purchase new furniture, but at least there was no need to collect contributions from relatives and friends – the insurance covered all the expenses.

Process of receiving compensation for the damage turned out even easier than owners of the burnt house could imagine. Less than three months after, on November 1, 2012 PASHA Insurance Company made an insurance payment of over 28,000 manat. These funds helped to quickly restore the damaged house. After this incident, the landlords also decided to use the services of motor insurance to escape unexpected expenses in case of damage, theft or hijacking.

Insurance Claims

006Fire destroyed furniture

Uhe house owners know clearly what does mean to work hard to be a homeowner, and to make own house a true home. Mostly, all homeowners are worried about two phenomena – burglars and fire. Many people spend big money for installation of fire alarm and fire-extinguishing system, but sometimes these measures are not enough. One of the cottage owners built his house in Guba during several years – to cover such expenses at once is difficult. The homeowners put their all free money and whole soul into construction of this house. Finally, the house was built. The housewarming party was on August 2011, and one year later the house was burnt down on August 14, 2012.

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