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Travel insurance

Overseas

PASHA Insurance offers international medical insurance for travelers provided with the support of the international assistance company Inter Partner Assistance.


This insurance policy is designed for individual travelers and customers of travel agencies traveling abroad on family vacations or for business purposes. For outdoor enthusiasts and professionals of dangerous sports, we offer a special insurance program at special rates.


The policy guarantees 24-hour medical care and coverage of medical expenses in case of sudden illness or accident during a trip abroad in any country of the world.


Traveler policy covers expenses such as:

  • payment for physician and prescription drugs;
  • payment of expenses related to medical transportation to the clinic, as well as staying, examination and treatment at the in-patient facility (including the cost of surgery);
  • payment of emergency dental care;
  • payment of medical evacuation (return home) expenses after the treatment;
  • payment of costs associated with escorting unaccompanied minors home;
  • baggage loss and damage;
  • cancelation, suspension and delay of the trip;
  • transport and hotel expenses of insured’s close relative;
  • other services in accordance per the policy category.


Medical expenses can be paid directly to a medical facility or reimbursed to the insured, in case of being paid by the insured subject to prior approval from the service center.


PASHA Insurance offers 24-hour information support and organization of any assistance through its service centers. The numbers for the service centers are listed on the insurance slip. Insurance policy is valid for any type of visits.

Personalized travel insurance rates (worldvide, except for USA, Canada, Japan and Australia)

The duration of the trip (days)Insurance Premium
(1 day, 1 person, EUR*)
Package A**Package BPackage C
1–150,731,000,85
16–300,670,850,78
31–900,610,710,63
91–1800,550,680,61
181 –3640,981,101,02

Other policies

The duration of the tripPackage A**Package BPackage C
1 year policy, 42 insured days32,0038,0035,00
1 year policy, 92 insured days40,0050,0045,00
1 year policy, 365 insured days200,00230,00217,00
6 months policy, 92 insured days35,0045,0040,00
1 year policy, 180 insured days70,0082,0077,00
3 months policy, 30 insured days24,0030,0026,00
45 days policy, 20 insured days15,0021,0017,00

Insurance premium is subject to increase in below mentioned cases

RisksRatio
For older people aged 70 and overx2
For older people aged 75 and overx3
For the USA, Canada, Japan, Australia and the world tourx2
For those engaged in amateur sports
Amateur sports excluding mountain skiing, car, motorcycle, aviaplaner, deltaplaner, parachute
water-motor, underwater swimming sports
x2
Amateur sports including mountain skiing, car, motorcycle, aviaplaner, deltaplaner, parachute
water-motor, underwater swimming sports
x3
Professional sports (including gymnastics, football, etc.):x3,5

Repatriation Coverage regarding insurance amount

Repatriation Coverage

  • In Europe, max. 5 000 EUR
  • Outside Europe, max. 10 000 EUR

Repatriation Coverage (after death)

  • In Europe, max. 5 000 EUR
  • Outside Europe, max. 10 000 EUR

NOTE: * The calculation of the insurance premium will be made in AZN in accordance with the official exchange rate of the Central Bank of the Republic of Azerbaijan in accordance with the date of issuance of the policy.

** Package A is intended for corporate sales (for all countries) and for Turkey, CIS countries, Georgia and UAE. It is also possible to obtain other packages for these countries.


Min. Insurance Premium – 2 EUR

Max. Insurance Period – 365 days

Package A covers the following:

  • Medical expenses
  • Repatriation expenses

Package B covers the following:

  • Medical expenses
  • Repatriation expenses
  • Luggage loss or damage
  • Unexpected return of the insured person due to his/her relative's death
  • Transmission of urgent messaging
  • Retrieval and re-routing of luggage
  • Cancellation of Travel (due to Force Majeure)
  • Emergency visit of a relative
  • Accommodation expenses of a relative

Package C covers the following:

  • Medical expenses
  • Repatriation expenses
  • Luggage loss or damage