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PASHA Ladies

The full car insurance in "PASHA Insurance" includes 3 sections:

  • Section 1: Damage or destruction of vehicles (Casco)
  • Section 2: Third-party liability
  • Section 3: Driver and Passengers Personal Accident insurance

Our customers have an option to choose one of the above mentioned sections separately.


Section 1. Damage or destruction of vehicles (CASCO)

  • Traffic accident
  • Dropped or falling objects
  • Illegal actions of the third party
  • Theft, plunder, kidnapping and robbery
  • Fire and explosion
  • Animal’s actions
  • Natural disasters.

Section 2: Third-party liability. This section covers paying material damage and compensation for body injuries caused to third parties as a result of an insured event.


Section 3: Driver and Passengers Personal Accident insurance.


Insurance coverage for section 3 covers the risks of death, total and/or partial disability and injuries to insured persons.

Section 1 – CASCO

Unconditional franchise*Insurance Rates
0 AZNMinimum 3.30%
100 AZNMinimum 2.70%
250 AZNMinimum 2.50%
500 AZNMinimum 2.30%
1000 AZNMinimum 1.85%

Note:Tariff rates may vary depending on the brand and model type, year of manufacture, cost, driving experience, driving history, choice of repair services after the insurance accident and other conditions of the vehicle.

*Unconditional franchise – fixed amount or an insurance claim that is the responsibility of the insured.


Section 2:Third-party liability

Limitation of Liability (AZN)Insurance payment (AZN)
10 00040
15 00055
20 00070
25 00080
50 000110
100 000160

Note:Payment for the above mentioned limitations of liability is in addition to the insurance amount, defined by mandatory liability insurance of vehicle owners of the Azerbaijan Republic.


Section 3: Driver and Passengers Personal Accident insurance

Insurance amount (AZN)Insurance Payment (AZN)
5 0006
10 00012
15 00018
20 00024
25 00030

«PASHA Insurance» introduced new motor insurance product «PASHA LADIES» to the insurance market. The product aims to deliver maximum comfort and cover to clients. «PASHA LADIES» customers will be provided with «PASHA Ladies» card and will be entitled to get discounts on various services and products.

Additional services and discountsIncluded in «PASHA Ladies»
«Free Taxi» services *+
Free check-up and cosmetic repair services provided by «Hyundai»+
Payment of the insurance premiums by installments+
Discounts up to 20% for the technical services provided by the official auto-service centers+
Free vehicle evacuation service even during the technical malfunction of the cartwice
Documents concerning the traffic accident are not required if the damage does not exceed 1000 AZN+
Collection of the necessary documents from the State Traffic Police by the company+
Franchise is not applied if the insured person is not guilty party of the accident. (Only during the traffic accident)+
Discounts up to 10% on purchase of other insurance products of the company+
Support on the event of the sales or purchase of the vehicle+
20 % discount on more than 40 special cleaning services of the vehicle in “OTTO Wax” centres+

Discounts: «Loccitane» – 10%, «Waggon» – up to 10%, «Sehirli SPA» Fitness &SPA – up to 15%, «Bonnie Jean» – up to 20%, «Z-style» – up to 10%, «Germaine de Capuccini» – up to 15%, «Kirşan» beauty salon – up to 20%,«Ozsut-Baku»- 10%, «Bateel»- 5%, «Pierre Herme»- 10%, «Autostar Caucasus Azerbaijan»- up to 10%, «Hyundai Gənclik»- up to 10%, «İmprotex Motors» (BMW)- 6%, Lexus Baku Centre- 10%, Merci Baku Flowers&Gifts-15%, SilverStyle– 10%, Ristorante italiano "da Massimo" – 5% (exception: business lunch, discounts and activities period in restaurant “da Massimo” ), Menzer Hajiyeva – 10%, Park Cafe-10%, Soul Kitchen Baku – 10%, MyBrands – 10%, Ideal - 10 % (Discounts do not apply for products on campaign and products in limited number), «Nurgun» (Nissan, Renault, Infinity, Ford) 10%, Cahan Motors» (Opel) 15-20%, «Toyota Bakı Mərkəzi» 10%


Feel free to dial Insurance Consultance Line *7000 for additional information on the product and included services. * The service is available for 2 weeks with daily limit of 20 AZN

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