In generally people do not think about what can be happened with him, that he can became a victim of an accident. However, the life is full of surprises, and modern life dictates its own terms. People spend a lot of time for travelling, transportation, including dangerous transport, performing works with high risk for their health and life as well as engaged in hazardous sport activities. In some cases the possibility to get trauma or injure is very high. For this reason it is very important to foresee the options to compensate accident damages. Life can be as fragile as it is precious.